New Star Financial Management Ltd. provides mortgage advice on a fair analysis basis (providing services on the basis of a sufficiently large number of contracts and product producers available on the market to enable the firm to make a recommendation, in accordance with Professional criteria, regarding which contract would be adequate to meet your needs).
We will need to collect sufficient information from you before we can offer any advice on housing loans. This is due to the fact that a key issue in relation to mortgage advice is affordability. Such information should be produced promptly upon our request.
New Star Financial Management charge a fee for this service.
Switcher mortgage applications will not incur any fees payable to New Star Financial Management.
For an initial mortgage pre-enquiry which allows us to check with all available lenders a one-off fee of €150 (NO VAT) will be charged. Internet transfer is also available. All cheques/ drafts should be made payable to New Star Financial Management Ltd.
Acceptable payment methods are cash, bank draft or internet transfer.
For a full Mortgage Application submission, we charge a fee of €350 (NO VAT) for non- city locations & the rest of Rural Ireland.
A fee of €500 (NO VAT) is charged for Dublin City/ Cork City /Galway City or immediate surrounding city areas.
A fee of €500 (NO VAT) is charged for ‘NON-RESIDENT’ mortgage applications. This fee permits the customer to do a full formal application on two separate occasions (if required).
We may receive commission based on 1% of your mortgage amount for arranging mortgage finance with the following lenders, HAVEN, DILOSK T/A ICS, FINANCE IRELAND, BOI, BROKERS IRELAND and AVANT MONEY. This commission is paid by the mortgage lender or Brokers Ireland and does not alter the fees payable above.
All cheques/drafts should be made payable to New Star Financial Management Ltd. We do not charge VAT on our fees. We do not yet offer payment by way of Debit or Credit Card. The above fees are non-negotiable and non-refundable, except at the absolute discretion of New Star F.M. Ltd.