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Our Fees

New Star Financial Management Ltd. provides mortgage advice on a fair analysis basis (providing services on the basis of a sufficiently large number of contracts and product producers available on the market to enable the firm to make a recommendation, in accordance with Professional criteria, regarding which contract would be adequate to meet your needs).

We will need to collect sufficient information from you before we can offer any advice on housing loans. This is due to the fact that a key issue in relation to mortgage advice is affordability. Such information should be produced promptly upon our request.

New Star Financial Management charge a fee for this service.

Switcher mortgage applications will not incur any fees payable to New Star Financial Management.

For an initial mortgage pre-assessment which allows us to check with all available lenders a one-off fee of €150 (NO VAT) will be charged. Internet transfer is also available.

Acceptable payment methods are cash or internet transfer.

For a full Mortgage Application submission, we charge a fee of €350 (NO VAT) for non- city locations & the rest of Rural Ireland.

A fee of €500 (NO VAT) is charged for Dublin City/ Cork City /Galway City or immediate surrounding city areas.

A fee of €500 (NO VAT) is charged for ‘NON-RESIDENT’ mortgage applications.

We may receive commission based on 1% of your mortgage amount for arranging mortgage finance with the following lenders, HAVEN, DILOSK T/A ICS, BANK OF IRELAND, BROKERS IRELAND, AVANT MONEY, MOCO, NUA MONEY & SPRY. This commission is paid by the mortgage lender or Brokers Ireland and does not alter the fees payable above.

We do not charge VAT on our fees. We do not yet offer payment by way of Debit or Credit Card. The above fees are non-negotiable and non-refundable, except at the absolute discretion of New Star F.M. Ltd.

What our mortgage fees cover

We charge separate one off mortgage fees to all new mortgage customers when providing customers access to 8 Lenders for their future mortgage.

Mortgage Pre-assessment: Our initial one-off mortgage pre-assessment fee of €150 covers our Get Mortgage Ready service, where we first check you meet individual lenders policy & criteria prior to a formal application. It includes follow up meetings and mortgage coaching if there are areas which need to be addressed before a formal application can be submitted. 

You will also receive a detailed report explaining all mortgage products and rates available to you, allowing you to make an informed decision and select the very best mortgage product to meet your unique needs.

Mortgage Application: We charge a separate one-off fee of €350 for the formal application stage of the process, when you are ready to proceed with your formal mortgage application. We take care of all the paperwork, package and submit your application to one or more mortgage lenders for approval. Your dedicated mortgage advisor works with you until you become sale agreed and your Loan Offer issues. Our Completions Team then look after you and guide you through the Loan Offer conditions and liaise between the Lender & Solicitor and keep you updated until your mortgage funds issue.