Public Sector Employees

If you are a Public Sector employee (Teacher, Nurse, Doctor, Guard, Army Officer, Civil Servant) you can apply for a Public Sector employee mortgage and avail of an increased borrowing amount. Only 1 spouse needs to work in the Public Sector to Qualify. This type of mortgage is available to first time buyers and second time buyers or switcher mortgages. Up to 100% of regular overtime may be factored in if confirmed as regular on your Salary Cert and 100% of contractual allowances will be factored in if your employer confirms this as guaranteed income.

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