Welcome to New Star Financial Management
Your Mortgage Broker with a 99% success rate
First Time Buyer
Start your mortgage journey with New Star
Planning your next move?
It's time to build your dream home
Switch & Save
Switch and save thousands over your lifetime
Mortgages tailored specifically for Public Sector Employes
Looking to release equity?
Foreign Exchange Mortgages
Looking to buy in Ireland and living outside of Republic Ireland – we can help
How Does it work?
As Mortgage Specialists our experience and 99% success rate means you don’t lose valuable time and certainly do not have to stress about the process. We are in YOUR CORNER.
*(Please note we do not charge VAT on our fees and all fees are paid up front, in full and are non-refundable)
Why choose New Star as your Mortgage Broker?
Peace of Mind
Our experience and understanding of the whole mortgage process, will take away the worry & stress from your mortgage application
We assign a dedicated Mortgage Packager to help you on your mortgage journey
We Do the Heavy Lifting
We take care of all the mortgage paperwork from start to finish and help guide you through the entire process
Our Happy Customers
Have a great day and talk soon
Just a short few lines to say thanks for everything.
You helped make our dream a reality and were always there to answer any questions we had which made the process as smooth as possible. We truly appriciate everything you have done and all the help and advice you have given, then to arrive to the house yesterday and receive our surprise package was a lovely gesture.
I will no doubt be recommending you to anyone looking to start their journey and wish you all the very best in the future.
I would like to thank you all for the hard work and for keeping up with me during these last months. You all have been brilliant, responding to my emails very quick and keeping me informed on every step.
Tara is very lucky to have a team like this. I could not have chosen a better company to help me during this journey. I will gladly recommend you guys to everyone.
Thanks again! All the best!
That's great news. I would like to express my gratitude for the excellent service that New star FM have provided us. There is no way we could have done this without the New star team's help and expertise.
This is just the best news - finally 🙂 I just wish to add Chris' sentiments and thank you all for the support you have provided throughout this entire process.
We really couldnt have done it without you all.
We just wanted to email you guys to say thank you so much for absolutely every single thing you guys did to help us get our forever home! We know without the help and assistance from the New Star team it wouldn't of been possible and we wouldn't of knowing the stuff you guys had advised us to do.
Thank you Chris for the help from the get go you really are fantastic at what you do and after the let down last December you still helped us get where we needed to be to be successful this time, everything happens for a reason. We appreciate it all and how much you kept us updated. Thank you Suzanne and tara for being on the other side of the phone last few weeks when things got a little stressful the reassurance really was needed and appreciated deeply.
Thank you for helping us arrange all the Insurances setting us up with the right people.
We cannot recommended Newstar enough and we will shouting it from the roof tops how great you all are. Thank you for the card also such a nice touch. A million times again thank you 😊 We can't believe it's happened!
Protecting your Family & Finances
- When you take out a mortgage having Mortgage Protection is a requirement from all lenders and we will provide you with the best available rates in the market
- A Mortgage Protection policy will be assigned to your lender and in the event of your death clear off the mortgage
- When going directly to the banks they can often charge higher premiums and sell you cover that it not in line with your requirement. We could help you save on your existing cover as we pass on all discounts available to customers.
- With more and more couples choosing to buy a property and move in together without getting married this can leave you open to CAT (Capital Acquisitions Tax) if one of you were to pass away. We can help protect you against this big and unexpected expense!
- Most families do not have sufficient life cover in place and as a result would struggle greatly
- Ideally you should be aiming to provide 10 x times salary for each working spouse
- Stay at home parents should also be factored in as the cost of replacing childcare, cleaning, cooking and a taxi service for the kids can be far greater than anticipated and should be calculated as a salary to protect also
- In a perfect world, the amount of life cover would be your annual salary over the remaining number of working years and this would be the sum to protect. At the end of the day missing this salary is the risk you need to protect against!
- The most important asset we all have is our ability to earn an income to pay for all the essentials in life and treat ourselves now and then. Without the ability to earn where would it leave you?
- Income Protection will provide you with up to 75% of your income (less state illness benefit) in the event that you are unable to work due to illness or injury. This is known as a living benefit as you yourself will be able to benefit from the cover.
- On your income protection premiums you can claim tax relief at the marginal rate (20% or 40%)
- When on claim your premiums are covered by the provider of your policy giving you one less expense to worry about
- Income Protection will pay you until you are able to return to work or until the end of your policy
- With Deferred Periods (Time out of work before payment) available in 4,8,13,26 & 52 weeks we can help tailor a policy to fit you and your financial needs
With the available tax relief and our promise to all our customers to pass on maximum available discounts income protection can be cheaper than you think. Contact us now for more information and a quote.
- Another element in fully protecting you and your family against all possible outcomes is Serious Illness Cover. This cover will pay out a lump sum when you are diagnosed with a specified illness.
- With cover available on over 70 illness’s and specific Cancer Only Cover also available for a lower cost you can help ensure the future for you and your family.
- When you receive either a lump sum or partial payment you can choose how you spend the funds be it clearing or reducing your mortgage, funding further treatment or going on the dream family holiday the choice is yours.
Serious Illness Cover can help take the extra worry and stress out of an already life altering situation for you and your family. If you are unable to work or wish to have that financial security in place we are here to help.
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